Digital Onboarding Anywhere

Remote agreements have become new standard. Covid-19 forced retail banks to renew their Digital Onboarding Processes as primary objective.

You may revolutionize your Customer onboarding process in a few days by using our advanced facial, driver’s license and ID recognition SDKs which can be used on mobile applications.

Our SDK coming with IBM’s Digital Business Automation product enables companies to create and apply agile processes, track business performance and get higher Customer satisfaction scores.

Digital Onboarding Anywhere is part of our Smart Banking solution portfolio.

 

Contact Us

Dynamic Pricing

While you are struggling to maximize your market profit your investors won’t always let you to use lowest interest rates as part of your growth strategy. You may keep best rates only for your selected customers when JFORCE dynamic pricing steps in. As part of your pricing initiative use your Customer segments, analytics scores, life span values and credit risk score. JFORCE Dynamic Pricing manages interest rates for more than hundred private banking products such as deposit, mortgate, microcredit rates and commission rates for all kinds of banking service. JFORCE Dynamic Pricing runs on IBM Operational Decision Center as your command and control center. You product managers can now change prices of different Customer segments and enable special opportunities through embedded governance platform.

Contact Us

Credit Card Retention

You have worked hard to put that credit card into your customer’s wallet as part of your marketing campaign or it’s still in an unopened envelope. You need to be ready since customers refuse to use more than one credit card and make cancellation requests.

We are optimizing your retention campaign according to customer demographics, spending behavior, age, number of used products and credit risk.

Your call center representative can now see best retention campaign suitable for that specific period and situation.

Thanks to award-winning IBM Decision Center, your credit card retention teams manages updating and testing business rules efficiently.

Contact Us

Risk Scoring

Customer risk scoring depends on customer information by using certain formula rule algorithm in order to determine risk level of customer.

Automatic customer risk scoring enhances risk management timeline, provides consistent scoring decisions, reduces manual intervention and automatize business processes for lowering the cost. Normally, companies would want their scoring mechanism to be adjustable according to elements such as scoring parameters, calculating formula, risk factors etc. If you apply scoring logic by using code or database parameter table, its flexibility usually cannot meet customers’ needs.

 

Contact Us

Marketing Impedance (Private Banking)

 

What if your campaign management team may create new campaigns in minutes and integrate with customer databases and analytical scoring engines easily?

Decide which channels to use and when… Optimize your campaign budget and aim for the most profitable opportunities.

 

Marketing impedance run on IBM’s market leader analytics, integration and optimization software provides next complicated best offer and next best action.

Contact Us